NO DEPOSIT, NO PROBLEM
Lagan Homes Equity Assist scheme proved the answer to their prayers for Tracey and Paul Joslin who, with their daughter Hayley and son Daniel, are now happily settling into their new home at Wixams Village.
“We moved back to England from Spain but, because of the economic climate, couldn’t sell our property out there so were unable to put down enough deposit to buy in this country,” explained Tracey. “We have always owned our own property in the past but found ourselves having to rent. It was very frustrating trying to save for a deposit but at the same time paying money into someone else’s pocket.
“We thought there must be a way someone could give us a mortgage without us having to put down a huge deposit and, fortunately, Lagan Homes offered us the perfect solution and helped us out of a difficult situation!”
With Lagan Homes Equity Assist purchasers can own 100% of their home right from the start but pay just 75% of the value. Lagan Homes will fund the remaining 25% with a deferred loan with no rent or interest payable for up to five years. And, most importantly, you don’t need to put down any deposit at all.
“It was such a relief to move into our own home in such a lovely development,” continues Tracey. “The service we have received from everyone, the builders and site manager through to the sales team, has been fantastic. Nothing is too much trouble for them.
“We had looked at new houses before but they all seemed a bit boxy; however these Lagan Homes have been built to a great standard and felt really nice. The development itself is going to be great. At the moment there is still a lot to do but already it’s lovely to wake up in the morning and see the mist over the lakes.”
The Joslins also like the fact that, although Wixams is surrounded by countryside, it’s certainly not out on a limb. “Commuting to Luton where my daughter and I work is a straight run down the A6 and there is also a bus which stops right outside the development,” she says. Bedford is just three miles away and there are also excellent, improved road links to Milton Keynes and Cambridge.
“I am delighted that we were able to provide Mr. and Mrs. Joslin with a solution to enable them to buy a home at Wixams and that they are so happy with their purchase,” says Lagan Homes MD John Lougher. “Equity Assist is just one of the tailor made options we can offer to help people buy a property at the development where there is currently a good selection of homes available with prices starting at just £159,950.”
For further details and to find out more about Lagan Homes Equity Assist and the range of other incentives available at Wixams contact the sales office on 01234 742238 or selling agent Connells in Allhallows, Bedford on 01234 345303.